American IRA-A National Provider of Self-Directed IRA Services-Announces Jim Hitt, American IRA CEO, will be a special guest for this two part webinar series hosted by Atlanta REIA ‘How to Invest in Real Estate with Your IRA’.

The first webcast will be on February 16th and will focus on basic to intermediate strategies for using your IRA to invest in real estate. The second webcast will be on March 15th and will focus on intermediate, advanced, and creative strategies for investing in real estate with your IRA.

Jim Hitt, says “If you are curious about Real Estate IRAs and are looking to learn more about this investment options such as real estate, and other non-traditional assets like LLCs, trust deeds, mortgages, and businesses, this is the perfect webinar for you. I will provide the must knows of investing with self-directed Real Estate IRAs providing you with solid and useful information to help you make your decision about whether self-directed Real Estate IRAs are a good fit for your investment plan.”

Mr. Hitt is excited about this webinar series because these are two specially designed webinars in which the story of David G. will be shared. David G. started out with a self-directed Roth IRA valued at $ 6,800 in 2007 and grew that investment to it’s current value of $ 293,000 in 2012. Mr. Hitt will chronicle David G.’s story and how he took his investment knowledge and his investments from beginner to intermediate to advanced to creative. This webinar will show everyone how David G. achieved great success in growing tax free wealth and everyone will clearly be able to see that they can do it too!

Many people are surprised to learn that they can own real estate ? not just REIT shares or other stocks, but actual rocks, soil, brick and timber real estate ? within their Individual Retirement Arrangement. The IRA vehicle allows them to realize all the advantages of the IRA ? tax deductions, no capital gains taxes, deferral of income tax, asset protection, and in some cases, tax-free income ? while allowing them to invest in all types of real estate.

The key to using their IRA to invest in real estate is a special vehicle called the ?self-directed IRA,? sometimes called a ?real estate IRA.? With these plans, they take over the role normally played by investment companies, such as brokerage companies, mutual fund houses and insurance companies. Instead, they, or their designated representative, take close control of their IRA.

About:

American IRA, LLC was established in 2004 by James C. Hitt in Asheville, NC.

The mission of American IRA is to provide the highest level of customer service in the self-directed retirement industry. Mr. Hitt and his team have grown the company to over $ 250 million in assets under administration by educating the public that their self-directed IRA account can invest in a variety of assets such as real estate, private lending, limited liability companies, precious metals and much more!

To learn more about American IRA, LLC and self-directed IRAs/self-directed Solo 401(k) s, please contact our office at 1-866-7500-IRA (472).

As a self-directed IRA administrator they are a neutral third party. They do not make any recommendations to any person or entity associated with investments of any type (including financial representatives, investment promoters or companies, or employees, agents or representatives associated with these firms ). They are not responsible for and are not bound by any statements, representations, warranties or agreements made by any such person or entity and do not provide any recommendation on the quality profitability or reputability of any investment, individual or company. The term “they” refers to American IRA, located in Asheville, NC.

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Field Asset Services (FAS), the nation?s leading provider of pre-foreclosure, REO, and renovation field services to the mortgage servicing industry and residential housing investors, today unveiled the most popular code violations to be cited along with related property maintenance initiatives to reduce code compliance fines. This data is based on FAS?s work with 30 mortgage and asset management clients nationwide, servicing more than 130,000 active properties on a recurring basis.

?Cities and local municipalities across the nation are becoming more vigilant towards issuing code violations to reduce blight and improve neighborhood conditions,? said Dale McPherson, Chief Executive Officer, Field Asset Services. ?With foreclosure timelines reaching nearly 21 months, these fines can add up over time, even exceeding the value of the property itself in some cases. Being aware of code compliance trends, becoming more knowledgeable about the compliance process, and opening up the lines of communication will help property preservation companies, banks, servicers, and agents manage this new level of code compliance more efficiently and cost-effectively.?

While the list of violations varies across the nation, FAS?s research shows some violations tend to be cited more often than others. Also evident from FAS?s work, there are certain states that are ranked higher in relation to the number of violations they cite over other states. Here are the results:

Top 10 Types of Code Violations

1.

RP Funding, Orlando?s ?No Fee? Direct Mortgage Lender, is sponsoring Jack in the Park, a blackjack event benefiting Special Olympics Florida.

On November 11th, the Rachel D. Murrah Civic Center in Winter Park will be transformed into a one-of-a-kind Blackjack Tournament with fantastic prizes. Guests will also enjoy live music, a full open bar and exceptional food from Winter Park?s dining establishments. A silent and live auction will offer a wide variety of items.

As a Gold Sponsor, there will be an RP Funding-themed raffle called ?Cut of the Deck.? Attendants will be able to purchase a playing card for $ 50. At the end of the evening, Special Olympics will cut the deck and whoever has the picked card will win accommodations to the Venetian Hotel, Las Vegas.

For a suggested donation of $ 75 per person, guests will receive entry into the party including food, drinks and the Blackjack Tournament.

“Jack in the Park is a fun event for a great cause. Even if you?re not a great Blackjack player there are plenty of other activities and games to play,” said RP Funding President, Robert Palmer.

For more information on Jack in the Park visit the Special Olympics Florida website.

About RP Funding: RP Funding is a licensed Florida Mortgage Lender with offices in Maitland, Florida. As a direct lender, RP Funding underwrites, closes and funds its own loans in order to offer customers the best rates and highest level of service. Unlike banks and mortgage brokers, RP Funding offers ?wholesale? mortgage rates directly to consumers to save them money. The only fee that RP Funding customers pay is when they choose to buy down to a lower interest rate through a rate discount cost. For more information, please visit http://www.rpfunding.com/.

About Special Olympics: Special Olympics Florida provides year-round sports training and competition to children and adults with intellectual disabilities, at no cost to the athlete or their caregiver, as a means to achieve physical fitness, self-esteem, socialization skills, and the life skills necessary to be a productive, respected and contributing members of their communities.

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As a real estate industry veteran with more than twenty years of experience in Mortgage, Foreclosure & Default, REO, Short Sales, Title and Escrow, David Contreras joins the Peak Corporate Network (http://www.peakcorp.com) as Business Development Manager for the Peak entities. In this role, Contreras will expand the Peak brand and develop additional revenue opportunities.

According to Gil Priel, co-founder, Managing Director and Principal of the Peak entities, ?David?s wealth of knowledge of various facets of real estate and corresponding client channels dovetails perfectly with Peak?s brand as a one-stop resource for ?Everything Real Estate.? He will be a strong ambassador for representing Peak?s position as a leading authority and comprehensive provider of real estate services in the industry.?

Eli Tene, co-founder, Managing Director and Principal of the Peak entities states, ?David will be instrumental in driving sales activities and developing strategic partnerships among our network of entities. The ability to provide an all-inclusive platform of real estate services under one roof is a unique and valuable message that David is well-qualified to deliver.?

Prior to joining the Peak Corporate Network, Contreras was Regional Sales Manager for TELSI Escrow and Atlantic & Pacific Foreclosure Services, a division of Carrington Mortgage Services, covering a territory of California, Nevada, Arizona and Texas. He has also held business development and sales management positions within the industry both regional and national in scope.

?Joining Peak is a great move for me. The ability to offer my clients a resource with everything in-house makes it easy for them and is a huge differentiator. The Peak brand is innovative, forward-thinking and makes perfect sense strategically for fulfilling business and consumer real estate needs.?

Contreras can be reached at davidc(at)peakcorp(dot)com or 714.469.5643

As a leading authority in the real estate industry, The Peak Corporate Network entities provide a full array of comprehensive real estate services nationwide including brokerage services, mortgage financing, loan servicing, escrow services, short sales, foreclosure processing and 1031 exchange. For more information, visit http://www.peakcorp.com.

The Peak Corporate Network is a brand that represents a group of related separate legal entities, each providing its unique set of real estate services.

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Related Mortgage Press Releases

Robert Palmer, President of RP Funding, Orlando?s ?No Fee? Direct Mortgage Lender, is taking his message of saving thousands directly to the people. This weekend he is a featured guest during WDBO?s 41st annual Fall Fiesta.

The event will take place at Lake Eola Park in Downtown Orlando this Saturday and Sunday from 10:00 a.m. ? 5:00 p.m.

On Saturday, November 5th Palmer will be on stage at 1:30 p.m. answering consumer questions about loans, credit, interest rates, insurance and more.

On Sunday, November 6th Palmer will be broadcasting his radio show, ?Saving Thousands! With Robert Palmer? from the event at Lake Eola. Guests can participate in the show by asking questions or getting Robert?s expert advice. The show airs live at 11:00 am and Palmer will be on stage at 12:30 pm answering questions from the crowd.

Throughout the weekend, RP Funding will have an informational booth. ?I?m thrilled to be a part of this weekend. We know that times are tough and people have lots of questions about how to save money and avoid excessive fees when it comes to financial services,? said Palmer. ?It?s always fun doing the show on location and spending the weekend talking to people and answering their questions.?

RP Funding is a Central Florida based direct lender that prides itself on saving people thousands on their mortgage with an easy on time process, no lender fees and the guaranteed lowest rates.

Palmer is so passionate about helping people avoid excessive fees he has expanded his message to deliver up-to-date consumer tips on a weekly radio show called, ?Saving Thousands! with Robert Palmer.? The show airs on FM 96.5/AM 580 ? WDBO every Sunday at 11 a.m.

?Not paying fees on mortgages is just one of the thousands of ways people can save money,? said Palmer. ?Shopping around and being a smart consumer can save you thousands on everything from banking to credit cards to insurance, and it?s my goal to show people exactly how it works.?

For more money saving tip, visit the Saving Thousands with Robert Palmer blog. For more information on RP Funding visit the RP Funding website.

You can learn more about WBDO?s 41st annual Fall Fiesta in the Park on their website.

About RP Funding: RP Funding is a licensed Florida Mortgage Lender with offices in Maitland, Florida. As a direct lender, RP Funding underwrites, closes and funds its own loans in order to offer customers the best rates and highest level of service. Unlike banks and mortgage brokers, RP Funding offers ?wholesale? mortgage rates directly to consumers to save them money. The only fee that RP Funding customers pay is when they choose to buy down to a lower interest rate through a rate discount cost. For more information, please visit http://www.rpfunding.com/.

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The app uses GPS to identify Arizona Homes for sale in the user?s immediate geographic area, when available. Users also can search by a U.S. address, city or zip code to see property details including price, square footage, estimated mortgage, taxes, features, maps and pictures for all homes for sale in a specified area.

Luxury Real Estate Partners Mobile is leading the charge on the growing mobile marketplace and helping our team own the mobile relationship with current and potential clients,? said Anthony Phillips, President, Luxury Real Estate Partners. ?Luxury Real Estate Partners Mobile is unique in that it offers downloadable apps for the iPhone, BlackBerry, Android, Palm and standard cell phones across all carriers, as well as a mobile web search version, enabling our network to virtually reach all homebuyers that use mobile devices, in Arizona.?

Luxury Real Estate Partners Mobile features includes a Refine Search capability that allows users to narrow their search by selecting a price range, property type and number of bedrooms and bathrooms. If a user has questions or wants a tour of the property, the Call feature immediately connects them to a Luxury Real Estate Partners representative. A new Contact feature allows them to either call or e-mail the agent for additional property information from within the app. Additional enhancements include the ability to save a search or favorite properties to view later, send a property to a friend via text or e-mail and forward the Luxury Real Estate Partners Mobile app to any cell phone user via text message.

To download the app, consumers can text ?888LP? to 87778, or click on the Luxury Real Estate Partners app link found on myazhomesales.com to send a text message to their phone with a link to download the app. Those using their smart phone can download the free app directly from the Apple, Blackberry, Android and Palm stores.

The Luxury Real Estate Partners Mobile app was created by Smarter Agent, the leading mobile real estate provider in the United States, to create innovative ways for buyers to search for homes and interact with their agents.

About Luxury Real Estate Partners:

Luxury Real Estate Partners is a Las Vegas based Real Estate Marketing firm which includes professionals in sales, management, construction, marketing and finance. For more information, visit http://www.luxuryrealestatepartners.com.

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Texas, Fl When getting pre-qualified for a VA Jumbo Loan, the hardest part about the approval process is, knowing what the VA Loan Eligibility Requirements are before taking the first step to applying for a VA Jumbo Loan. The reason so many veterans hault in the beginning is because they are usually afraid to take that initial step toward receiving the VA benefits they so rightly deserve.

In order to bring the information to veterans about just how rewarding and simple the VA Jumbo Loan process can be when purchasing a home in the U.S., the VA Loan Experts from Security America Mortgage, Inc. recently released information over the VA Home Loan Limits, including other secrets over how much the VA Home Loan can be. After knowing the calculations of a VA Jumbo Loan along with the helpful answers to the questions that so many military service members have about the VA jumbo loan process, veterans and military members can be that much closer to getting the home of their dreams. Still Asking Why Jumbo VA Loans are Better than FHA Home Loans? Read forward to find out why!

Reason Number #1 – The VA Process is Easier than the FHA Process

There are only seven (7) steps in processing Colorado Jumbo VA Loans. This is one main reason why veteran home buyers turn to the VA Jumbo Loan Process and why it is so popular compared to receiving an FHA Jumbo Loan. Since Jumbo VA Loans are so similar to the approval process of a VA Home Loan, below simply lists the summaried version of “The Seven (7) Easy Steps of the VA Home Loan Process” for review:

-Step 1. Home Buyer Locates the Real Estate Property of their Dreams.

-Step 2. Home Buyer Applies with a Lender’s Application Form, Beginning the VA Home Loan Process.

-Step 3. Home Buyer Requests the Required VA Forms to the VA Loan Experts for Review:

-DD214 VA Request Form (Discharge/Separation Papers Showing the Last Period of Service).

-Certificate of Eligibility Request Form- COE (Document Showing Entitlement Info according to the VA).

-Step 4. Property is Inspected and Appraised by an Approved VA Inspector/Appraiser.

-Step 5. Calculations of VA Home Loan & Estimates of the Property’s Reasonable Appraised Value is Determined by the Lender – VA Home Loan Froms and Application are sent to the VA for review.

-Step 6. VA Reviews the Application Forms Submitted by the Home Buyer and VA Loan Expert.

-Step 7. The Home Value Amount vs. Calculations of Home Buyer’s Eligibility is Assessed and Determined by the VA. If Application is approved, the Home Buyer gets the VA Home Loan!

The second reason a VA Jumbo Loan is better than a VA Home Loan is because the maximum VA Loan Limit is a lot more than the regular limitations of the Home Loans. In Colorado, the VA Loan Limit can be anywhere from $ 462,500 in Ouray County all the way up to $ 1,094,625 in San Miguel County and Pitkin County.

Also, because the interest rates can change daily, and sometimes even a couple times during the one day, it?s important to shop wise and close fast when you are ready to purchase a home with a VA Jumbo Loan. The interest rates are also based on 30 year mortgages as well as other industry calculated standards. Factors such as your credit, down payment, employment income status, the loan program you decide to choose, and many other things can also affect your interest rate, causing the cost of the monthly payment to fluctuate. The most important thing you can do for your family is to make the wisest choice by taking advantage of the VA Jumbo Loans available to you.

Get Pre-qualified to Buy a Home with a VA Jumbo Loan in Colorado and Contact a VA Home Loan Experts at Security America Mortgage, Inc.

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The FDIC is holding a real estate auction series featuring approximately 60 properties in Massachusetts, Rhode Island, Maryland, New Hampshire, New Jersey, New York, Pennsylvania, and Virginia during the week of December 2 through December 4. The portfolio contains mostly single family residences and many will be sold absolute!

Micoley & Company will be managing the real estate sales of the FDIC auction series. ?We are very excited to offer these properties to the public. With many properties selling absolute, this will be a wonderful opportunity for home buyers and investors. The inventory of homes has a wide range of styles and amenities. With great pricing and mortgage rates at an all time low, this event will be looked upon as a well placed strategic purchase for real estate buyers throughout the Northeast Coast,? says Wade T. Micoley, president of Micoley & Company.

Interested buyers are encouraged to attend an Online Bidder Seminar on Tuesday, November 15th at 12pm EST or Wednesday, November 30th at 3pm EST. These free seminars are extremely informative regarding the auction process, how to register for the Auction, the bidding process, and auction terms & conditions. Contact Micoley & Company to register for these seminars.

The auctions will be held in three different cities over the first weekend in December:

Boston, Massachusetts- Friday, December 2, 2011, 2pm EST, Boston Marriott Copley Place. The Boston Auction will include 11 properties in total.

Philadelphia, Pennsylvania- Saturday, December 3, 2011, 11am EST, Hampton Inn Center City Philadelphia. The Philadelphia auction will include 33 properties in total.

Norfolk, Virginia- Sunday, December 4, 2011, 1pm EST, Norfolk Waterside Marriott.

RAMS Chief Executive, Melos Sulicich said RAMS continues to be committed to providing Australians with the best possible deal.

“As a specialist local lender we hear and understand the concern about home loan interest rates and think this reduction will have a positive effect for both homeowners and the wider community. It also shows our continued commitment to providing competitive deals,”Mr Sulicich said.

The 0.25% reduction on RAMS standard variable home loan rate will become effective on Friday 4th November 2011.

Mr Sulicich said “For many Australians, their biggest monthly expense is their mortgage and it?s important to check it?s still working for you. If not, now is a great time to re-look at the market.”.

Customers seeking further information about RAMS can contact 13-RAMS (13-7267) or make an appointment with a specialist from RAMS Home Loans today.

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Like all industries within the United States, the VA Home Loan industry has made a few changes due to the recent laws passed in Congress. For Security America Mortgage, Inc. this means they must put a higher value on the happiness of all American Veterans and Military War Heroes by offering changes within their company to accomodate the VA and those who benefit from it. This is why the company proudly announced recently launched ?VA loan service? websites for areas like; Florida, Louisiana, Texas, North Carolina, Arkansa, and Colorado. The additional websites were created in order to reflect more location specific changes in the mortgage va loan industry this year. With a proactive and supporting role like this, Security America Mortgage, Inc. plan to spread the word to all military service members about how the VA Loan Process in every state will be affected.

For example, as of January 1, 2012, the Department of Veteran Affairs changed a few of their standards for how calculations can be made to VA loans by lenders, which are the methods used to calculate the VA loan maximum amounts/minimum amounts. But what will these changes really mean for veterans and active duty military members who are ready to buy a home using a VA Loan in Florida? It means that Veterans buying a home in cities like Miami, Orlando, and Tampa will need to re-learn what to expect (and how much they can receive) from their VA Home Loan.

The VA Home Loan experts take a unique approach to showing how much better VA Loan amounts will be in the year going forward by reminding military members how easy buying a home can be with simplified examples of the VA Loan Process and VA Refinance.

The good news is that the loan amounts are funded by lenders, like Security America Mortgage, Inc., and the amounts are all calculated by the mortgage company ? not the VA. The VA only insures the VA guaranty loan up to a certain amount ? which is kind of like a ?promise? to the lender to pay a home loan for a veteran if they ever default on a loan for any reason. For expert mortgage companies like Security America Mortgage, Inc., who specialize in VA loan and Real Estate services for Florida home buyers, they can still offer VA loans that provide the lowest rates possible in 2012. Since the 2012 VA loan calculations do not alter the great VA benefits, VA loans can still be obtained by eligible members in order to:

1. Purchase or build a new home

2. Purchase a residential condominium unit

3. Purchase a residential cooperative housing unit

4. Repair, alter, or improve a residence owned by the veteran and occupied as a home

5. Refinance an existing VA or conventional home loan

6. Buy a manufactured home and/or lot

7. Install a solar heating or cooling system or other energy-efficient improvements

The 2012 calculations also make it easier for Security America Mortgage, Inc. provide better home loan services, such as the “Orlando VA Loan Process”, to pre-approve VA home loans and VA Refinance Loans for military members buying a home in the United States. In fact, there are actually the three different VA refinance options available for military individuals who want to save money by lowering monthly mortgage payments significantly.

The Florida VA Refinance Loan options are as follows: VA Loan Refinance Option #1 – VA Streamline Refinance – Interest Rate Reduction Loan (IRRL), VA Loan Refinance Option #2 ? ?Cash-Out? or Debt Consolidation Refinance, VA Loan Refinance Option #3 – Conventional to VA Refinance Loan.

Get started with a VA home loan benefit with security America mortgage experts now!

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